Bei Za Bima Ya Afya NHIF, The National Health Insurance Fund (NHIF) is a social health insurance scheme in Tanzania that provides affordable health insurance to its members. The fund was established by the National Health Insurance Act of 1999, which aimed to provide access to quality and affordable healthcare to all Tanzanians.
NHIF is a mandatory scheme for all formal sector employees in Tanzania, and it is also open to voluntary membership for self-employed individuals, informal sector workers, and others who are not covered by an employer’s insurance scheme.
NHIF members contribute a monthly premium based on their income, and in return, they receive access to a range of health services, including inpatient and outpatient care, laboratory and diagnostic services, maternity care, and emergency services.
NHIF works in partnership with public and private healthcare providers throughout Tanzania to ensure that its members have access to quality healthcare services. The fund is committed to improving health outcomes for Tanzanians and reducing the financial burden of healthcare costs on individuals and families.
NHIF Insurance Packages
The National Health Insurance Fund (NHIF) in Tanzania offers various insurance packages to its members. Here are the main insurance packages offered by NHIF:
Standard Package:
This is the basic package and it covers inpatient and outpatient medical services. It is available to all Tanzanian citizens and residents who contribute to the NHIF.
Special Insurance Scheme (SIS):
This package is designed for civil servants and their dependents. It offers enhanced benefits, including coverage for chronic diseases and maternity services.
Community Health Fund (CHF):
This package is designed for low-income earners in rural areas. It offers affordable health insurance coverage for basic medical services, such as primary care and minor surgeries.
Private Health Insurance (PHI):
This package is designed for individuals and families who want to supplement their NHIF coverage. It offers additional benefits, such as access to private hospitals and specialist care.
NHIF members can choose the package that best suits their needs and budget. They can also switch between packages depending on their changing healthcare needs.
Bei Za Bima Ya Afya NHIF
The prices of NHIF insurance packages in Tanzania vary depending on the package and the member’s income bracket. Here are the current prices:-
NHIF insurance Packages 2023 (Gharama Za Bima Ya Afya NHIF)
