OLAMS Online Loan Application 2025/2026, The Higher Education Students’ Loans Board (HESLB) has officially opened the Online Loan Application Window for the academic year 2025/2026. Through its digital platform known as OLAMS (Online Loan Application and Management System), HESLB allows eligible Tanzanian students to apply for loans to support their higher education.
In this comprehensive guide, we will walk you through everything you need to know about the OLAMS portal – from creating an account, logging in, to successfully submitting your loan application.
OLAMS Online Loan Application 2025/2026
What is OLAMS?
OLAMS stands for Online Loan Application and Management System. It is a digital platform provided by HESLB to manage student loan applications and disbursements in Tanzania. Through OLAMS, students can:
- Apply for a new loan
- Track their loan status
- View loan allocations and disbursements
- Access and update their personal information
How to Access OLAMS – Login to Your Account

To access your OLAMS dashboard:
Step-by-Step Login Process:
- Visit the OLAMS Portal:
Go to the official login page at https://olas.heslb.go.tz - Enter Your Login Details:
- Username: Use your format like
S0000.0000.2000
- Password: Type in your secret password
- Username: Use your format like
- Remember Me (Optional):
Tick this box if you are using a private and secure device to stay logged in - Click “Login” to access your account
Forgot Your Password?
If you can’t log in, click the “Forgot your password?” link and follow the instructions to reset it using your registered email or phone number.
Don’t Have an Account?
If you’re a first-time applicant, click “Signup now” on the login page and complete the registration process.
How to Apply for a HESLB Loan via OLAMS
Who Can Apply?
- Tanzanian students admitted to an accredited local or foreign institution of higher learning.
- Students who meet the eligibility criteria as outlined in the Loan Application Guidelines (LG2025/2026).
Documents Required Before You Start:
Make sure you have the following documents ready in PDF format:
- Form Four and Form Six certificates or results
- Birth certificate or NIDA ID (for applicant and parent/guardian)
- Bank account details and mobile number (M-Pesa/Tigo Pesa preferred)
- Recent passport-sized photo
- Parent or guardian’s death certificate (if applicable)
- Proof of disability (if applicable)
OLAMS Loan Application Steps:
Step 1: Account Registration
- Visit https://olas.heslb.go.tz
- Click “Signup now” if you’re new
- Fill in your basic personal and academic information
- Create a strong password and confirm
Step 2: Login to Your OLAMS Account
- Use your username and password to login
- Access the Online Loan Application Form (OLAF)
Step 3: Fill the Online Loan Application Form
- Provide accurate personal, academic, and financial details
- Choose the loan items you’re applying for (Tuition, Meals, Accommodation, etc.)
Step 4: Upload Supporting Documents
- Attach all required documents in PDF format
- Ensure documents are clear and correctly labeled
Step 5: Review Your Application
- Go through all entries carefully
- Ensure there are no spelling mistakes or wrong uploads
Step 6: Submit the Application
- Click the Submit button once you are satisfied with your entries
- You cannot edit after submission
Step 7: Print and Sign the Application
- Print the Signed Loan Application Form (SLAF)
- Sign and attach passport-size photo
Important Tips for Successful OLAMS Application
- Read the Loan Application Guidebook (LG2025/2026) carefully before starting
- Do not wait until the last day to apply
- Make sure your documents are scanned clearly and saved in the correct format
- Provide an active email and mobile number
- Double-check the accuracy of your NIDA number, index numbers, and admission info
Final Thoughts
Applying for a student loan through OLAMS is easy and secure if you follow the correct steps. Make sure you gather all required documents, register early, and submit a complete and correct application to avoid disqualification.